Accurate and Compliant Tax Filing for Individuals in Canada and the U.S.

What Tax Filing for Individuals Involves

Every individual’s situation is different, but there are some common steps involved in tax filing for individuals:

Personal Tax Services in Canada for Individuals – Clear, Compliant, and Reliable Filing

I provide personal tax services in Canada with a focus on accuracy, compliance, and clarity. Whether you're employed, self-employed, retired, or managing investments, my tax advice for individuals ensures your return reflects your full financial picture in accordance with current CRA requirements. With over 25 years of experience, my personal tax services in Canada help individuals understand what needs to be reported, which deductions and credits apply, and how to stay organized year after year.

• Full Income Reporting: Ensure all sources—employment, self-employment, investments, or rental income—are properly declared.
• Credit and Deduction Optimization: Apply eligible deductions and credits like RRSPs, medical expenses, tuition, and more to reduce your taxable income.
• CRA Compliance and Filing: Meet all Canada Revenue Agency deadlines and filing requirements, minimizing the risk of reassessments or penalties.
• Self-Employment and Business Income: Accurately report self-employment or freelance income with proper expense tracking and GST/HST considerations.
• Investment and Capital Gains Reporting: Handle dividends, interest, and capital gains with proper documentation and tax treatment, including T3/T5 slips and trading summaries.
• Retirement and Pension Income Integration: Report CPP, OAS, RRIF, and other pension income accurately, with attention to tax credits for seniors or pension income splitting.
• Support for Tax Slips and Document Management: Review and organize your tax slips (T4, T5, T3, etc.) to ensure all required forms are included before submission.

Personal Tax Services for Individuals in the USA

U.S. personal tax filing requires accurate reporting of all income, proper application of deductions and credits, and full compliance with both federal and, where applicable, state requirements. I assist individuals with Form 1040 preparation, self-employment income, retirement distributions, investment reporting, and required disclosures for foreign financial accounts. Whether filing domestically or from abroad, my tax advice for individuals helps ensure your return reflects your financial situation and meets all IRS obligations under current tax law.

• Federal and State Return Filing: Prepare and file Form 1040 and all required state tax returns, including supporting schedules and documentation.
• Comprehensive Income Reporting: Report all applicable income sources, such as wages, freelance earnings, investment gains, dividends, and retirement distributions.
• Deductions and Credits Assessment: Evaluate and apply tax-reducing provisions, including the standard deduction, education credits, and available adjustments to income.
• Self-Employment and Business Income: Include accurate reporting for independent contractors, sole proprietors, and gig workers, along with related expenses.
• Foreign Asset and Income Compliance: File required forms like FBAR (FinCEN 114) and FATCA (Form 8938) when holding qualifying foreign accounts or investments.
• Retirement and Social Security Taxation: Report income from IRAs, 401(k)s, pensions, and Social Security benefits according to IRS taxability rules.
• Assistance with Past Years and IRS Notices: Review and address prior-year filings, resolve IRS correspondence, and correct returns where needed to maintain compliance.